12454 Camino Alto
Victorville, CA, 92392
$470,000
MLS: HD25227585
Beds
4
Baths
3
Sq Ft
2,358
Lot
0.20 ac
Year Built
2020
MLS #
HD25227585
Days on Market
50
Listed
Sep 29, 2025
Description
SHORT SALE! Approved! Can close within 3 weeks with a solid lender. Relatively new build. The interior features two tone paint, LVT flooring, quartz countertops & stainless steel appliances. Kitchen is open into the family room. Less than 5 minutes away from dining, shopping, schools, and main highways!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Michael Melendez · Mesa Properties Inc.
Payment estimate
$3,565
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000
- Principal & Interest
- $2,599
- Property tax (1.25%)
- $490
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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