1246 Patricia Avenue 28
Simi Valley, CA, 93065
$399,700
MLS: 225005777
Beds
2
Baths
2
Sq Ft
1,084
Lot
0.05 ac
Year Built
1979
MLS #
225005777
Days on Market
143
Listed
Nov 29, 2025
Description
Beautiful and spacious condo unit in the Patricia Gardens. Conveniently located. Top Floor- 2 bedroom- 2 bath-Nicely updated. Updated dual pane windows- gas fireplace-Newer A/C unit-Balcony off Living Room- Updated kitchen- quartz counter tops-Stainless steel appliances-Indoor Laundry-Attached carport with storage-Primary bedroom as His and Hers closets, dual sinks, - This complex has a nice pool & Spa, greenbelts and a club house.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: John Thompson · Channel Cities Realty Group
Payment estimate
$3,076
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,970 · Loan: $359,730
- Principal & Interest
- $2,210
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $13,990 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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