ActiveCondominium

12466 Canal Drive 6

Rancho Cucamonga, CA, 91739

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$699,950

MLS: TR26095175

Beds

3

Baths

4

Sq Ft

1,560

Lot

Year Built

2007

MLS #

TR26095175

Days on Market

6

Listed

May 6, 2026

Description

Charming tri-level end-unit condo featuring 3 bedrooms, 3.5 bathrooms, all designed as private suites, located in the highly sought-after Victoria Gardens community in Rancho Cucamonga. The first level offers a versatile suite, perfect for a guest room, home office, or private retreat. Enjoy the convenience of a two-car garage with direct access, along with laundry room. The second level showcases a bright and open living space with ceramic tile flooring throughout the kitchen and living area, plus a private balcony with beautiful views—ideal for relaxing or entertaining. Upstairs, all bedrooms feature hardwood laminate flooring, including a spacious primary suite with pleasant neighborhood views. The secondary suite offers stunning mountain views, bringing in natural light and a serene atmosphere. Located just moments from Victoria Gardens Mall, shopping, dining, and entertainment, this home combines comfort, convenience, and style. Don’t miss this exceptional opportunity!

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Zhongmin Su · Universal Elite Inc.

Payment estimate

$5,277

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,995 · Loan: $629,955

%
Principal & Interest
$3,986
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$262
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $24,498 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.