1251 Mandalay Beach Road
Oxnard, CA, 93035
$949,000
MLS: V1-33874
Beds
2
Baths
2
Sq Ft
1,501
Lot
—
Year Built
1981
MLS #
V1-33874
Days on Market
70
Listed
Jan 7, 2026
Description
Beach is this way! This beautifully updated Mandalay Beach home offers effortless coastal living in a boutique complex of only 10 residences. As a desirable end-unit condo, it's ideal as a full-time coastal retreat, a weekend escape, or a low-maintenance second home, just steps from the sand! With a spacious 1,500 square feet, the light-filled, open floor plan features two private primary suites - one on each level - perfect for hosting guests, multi-gen living, or work-from-home flexibility. The upstairs living area is inviting with vaulted ceilings, custom plantation shutters, a newer gorgeous fireplace heating unit, and two private balconies to enjoy the ocean air. The updated kitchen showcases custom cabinetry, stainless steel appliances, granite countertops, recessed lighting, and heated floors. A generous dining area provides flexibility for everyday living or entertaining while a built-in office nook adds practical functionality. Both primary suites feature beautifully remodeled bathrooms. The upstairs suite includes triple closets, wide custom barn doors which allow the space to function as a secondary living area if desired, an oversized soaking tub, and a sleek European-style shower door. The downstairs suite features two large closets, custom tile shower with rock inlay, and convenient access to the laundry area and garage. Additional highlights include newer windows, a two-car garage with abundant storage and workbench, and an exterior hot shower - a true coastal luxury after a day at the beach! Low HOA dues and easy lock-and-leave convenience complete the package. An exceptional opportunity for buyers seeking a stress-free way to own a slice of the California coast and enjoy relaxed beach living just moments from the soothing sound of the ocean waves.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Kelly Jackmon · Compass
Payment estimate
$6,892
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100
- Principal & Interest
- $5,248
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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