ActiveCondominium

4481 Antigua Way

Oxnard, CA, 93035

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$899,000

MLS: 226000907

Beds

2

Baths

2

Sq Ft

1,369

Lot

0.03 ac

Year Built

1985

MLS #

226000907

Days on Market

42

Listed

Feb 27, 2026

Description

Experience coastal living at its finest in this beautifully updated single-story condo located within the exclusive gated community of The Colony at Oxnard Beach/Mandalay Beach. Offering the rare convenience of direct access from your private two-car garage, this home combines comfort, privacy, and effortless beachside style.Inside, the thoughtfully upgraded interior features durable wood-like flooring throughout, fresh interior paint, and elegant quartz countertops in both the kitchen and bathrooms. The light-filled living spaces flow seamlessly, highlighted by a cozy fireplace. Outside offers tranquil views of the lush greenbelt and mature trees beyond the dining area. The spacious primary suite offers a peaceful retreat with garden views and a beautifully enhanced ensuite featuring dual vanities and modern finishes. Both bathrooms showcase quality stone, tile, and marble details.Additional upgrades include newer kitchen and laundry appliances, updated plumbing and lighting fixtures, energy-efficient LED lighting with dimmers, and a smart garage door opener for added convenience. A generous pantry and abundant garage storage ensure everything has its place.Enjoy resort-style amenities including pools, spas, tennis, pickleball, racquetball courts, a fitness center, and clubhouse--all just moments from the sand in Oxnard. Spend weekends at the nearby Channel Islands Harbor, home to waterfront dining and a popular farmers market. This is your opportunity to enjoy the ultimate Southern California coastal lifestyle.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Brett Lindsey · Keller Williams Exclusive Properties

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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