Under ContractSingleFamilyResidence

12525 Semora Street

Cerritos, CA, 90703

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$1,650,000

MLS: PW25278204

Beds

4

Baths

3

Sq Ft

2,521

Lot

0.12 ac

Year Built

1971

MLS #

PW25278204

Days on Market

116

Listed

Dec 22, 2025

Description

Location! Location! Location! 12525 Semora Street offers an exceptional opportunity to own a south-facing home in one of Cerritos’ most desirable and convenient neighborhoods, located within the award-winning ABC Unified School District. This 4-bedroom, 2.5-bath residence features all bedrooms upstairs, including a generously sized primary bedroom with a private bathroom. The living room welcomes you with high ceilings that create a bright and spacious environment. Interior features include well-maintained carpet, updated laminate flooring, and fresh interior and exterior paint. The kitchen has been enhanced with new countertops, a breakfast bar, and opens directly to the family room. Additional features include formal living and dining areas, a downstairs laundry room, an upstairs balcony, new garage door, new window blinds, a tiled roof, and a two-car attached garage. The newly finished backyard provides a great space for outdoor enjoyment. Ideally situated directly across from Cerritos Towne Center and the Cerritos Performing Arts Center, and just minutes from Cerritos High School, library, City Hall, and major freeways including the 91 and 605—this home delivers unmatched convenience, lifestyle, and value.

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Christina Kim · New Star Realty & Investment

Payment estimate

$11,762

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $165,000 · Loan: $1,485,000

%
Principal & Interest
$9,124
Property tax (1.25%)
$1,719
Homeowners insurance
$300
Mortgage insurance
$619
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $57,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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