12563 Sarsi Court
Apple Valley, CA, 92308
$529,900
MLS: AR26032405
Beds
4
Baths
2
Sq Ft
2,346
Lot
0.43 ac
Year Built
1994
MLS #
AR26032405
Days on Market
45
Listed
Feb 13, 2026
Description
Charming Apple Valley Gem on the Market for the first time since 1994! This beautifully maintained home is on the market and now offered at a newly reduced price. Pride of ownership shines throughout this four-bedroom, two-bath home, lovingly kept by its original owner. All bedrooms are conveniently located on the ground floor—no stairs, no hassle—making the layout comfortable and accessible for all. Step inside to a turnkey interior featuring a remodeled kitchen with granite countertops and built-in appliances, including an oven range and microwave. Both full bathrooms have been well maintained and updated throughout the years. Much of the home features attractive, easy-care laminate flooring. A cozy brick fireplace warms the den, creating the perfect gathering space. Outside, the property offers expansive front and rear yards, a circular driveway, and dual driveways leading to the backyard—ideal for extra vehicles, toys, or work trucks. An RV hookup is already in place, and the home is equipped with an automatic fire-sprinkler system in every room for added peace of mind. Nestled on a cul-de-sac, this is a trust sale with no court confirmation required, making the process smooth and straightforward. Don't miss your chance to make it yours.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Philip Daniels · Coldwell Banker Realty
Payment estimate
$3,981
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,990 · Loan: $476,910
- Principal & Interest
- $2,930
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,547 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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