ActiveSingleFamilyResidence

18924 Vinca

Apple Valley, CA, 92308

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$485,000

MLS: HD26041101

Beds

2

Baths

2

Sq Ft

2,027

Lot

0.15 ac

Year Built

2016

MLS #

HD26041101

Days on Market

82

Listed

Mar 26, 2026

Description

Very nice home on cul de sac. Plantation Shutters throughout home-granite counter-double sinks in kitchen. Beautiful tile throughout most Den with high ceilings. Husband passed away in home of natural causes almost 3 years ago come April. Security guard at gated entry-Golf Course-Rec room-Meeting Room-Biking trails and more-Fans throughout rooms to pantries. Nice open kitchen and living room. Close to pools etc

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Pamela Wiest · Wiest Realty

Payment estimate

$3,982

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,500 · Loan: $436,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$2,765
Property tax (1.25%)
$505
Homeowners insurance
$300
Mortgage insurance
$182
HOA dues
$230
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92308 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.