18924 Vinca
Apple Valley, CA, 92308
$485,000
MLS: HD26041101
Beds
2
Baths
2
Sq Ft
2,027
Lot
0.15 ac
Year Built
2016
MLS #
HD26041101
Days on Market
1
Listed
Mar 26, 2026
Description
Very nice home on cul de sac. Plantation Shutters throughout home-granite counter-double sinks in kitchen. Beautiful tile throughout most Den with high ceilings. Husband passed away in home of natural causes almost 3 years ago come April. Security guard at gated entry-Golf Course-Rec room-Meeting Room-Biking trails and more-Fans throughout rooms to pantries. Nice open kitchen and living room. Close to pools etc
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Pamela Wiest · Wiest Realty
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,500
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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