ActiveManufacturedOnLand

12594 Atsina Road

Phelan, CA, 92371

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$394,000

MLS: TR26022181

Beds

4

Baths

2

Sq Ft

1,493

Lot

1.25 ac

Year Built

2025

MLS #

TR26022181

Days on Market

81

Listed

Jan 31, 2026

Description

Welcome to 12594 Atsina Road, Phelan, CA 92371, a brand-new construction home offering modern design and wide-open High Desert living. Situated on an expansive 1.25 acre lot and conveniently located near paved roads, this 2025 residence features 4 bedrooms and 2 bathrooms across approximately 1,493 sq ft, enhanced by 9-foot ceilings and an open, airy layout. Large windows capture abundant natural light and peaceful desert views, while the kitchen is finished with sleek stainless steel appliances and contemporary touches ideal for today’s lifestyle. Located in the growing community of Phelan, this property delivers the perfect balance of privacy, space, and accessibility and an exceptional opportunity to own a new home with room to live, grow, and create your own desert retreat.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Jonathan Minerick · Homecoin.com

Payment estimate

$3,037

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,400 · Loan: $354,600

%
Principal & Interest
$2,179
Property tax (1.25%)
$410
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,790 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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