12594 Atsina Road
Phelan, CA, 92371
$394,000
MLS: TR26022181
Beds
4
Baths
2
Sq Ft
1,493
Lot
1.25 ac
Year Built
2025
MLS #
TR26022181
Days on Market
81
Listed
Jan 31, 2026
Description
Welcome to 12594 Atsina Road, Phelan, CA 92371, a brand-new construction home offering modern design and wide-open High Desert living. Situated on an expansive 1.25 acre lot and conveniently located near paved roads, this 2025 residence features 4 bedrooms and 2 bathrooms across approximately 1,493 sq ft, enhanced by 9-foot ceilings and an open, airy layout. Large windows capture abundant natural light and peaceful desert views, while the kitchen is finished with sleek stainless steel appliances and contemporary touches ideal for today’s lifestyle. Located in the growing community of Phelan, this property delivers the perfect balance of privacy, space, and accessibility and an exceptional opportunity to own a new home with room to live, grow, and create your own desert retreat.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Payment estimate
$3,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,400 · Loan: $354,600
- Principal & Interest
- $2,179
- Property tax (1.25%)
- $410
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,790 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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