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12352 Nugget

Phelan, CA, 92371

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$379,900

MLS: HD26112270

Beds

3

Baths

2

Sq Ft

1,456

Lot

2.13 ac

Year Built

1990

MLS #

HD26112270

Days on Market

11

Listed

Jun 1, 2026

Description

Welcome to 12352 Nugget Rd, a beautifully updated home in Phelan offering modern style, comfort, and functional living space. This move-in ready property features a bright, open floor plan with a spacious living room designed for both everyday living and entertaining. Enjoy wood-style flooring, recessed lighting, a contemporary ceiling fan, and large windows that bring in abundant natural light, creating a warm and inviting atmosphere throughout. The open-concept layout highlights clean lines and modern finishes, including updated interior paint and a sleek wall-mounted fireplace that adds a stylish focal point to the main living area. The seamless flow between living spaces enhances both comfort and usability, making the home ideal for relaxing or hosting guests. Situated on a generous lot, the outdoor space offers a blank canvas with endless potential—perfect for creating a custom backyard, outdoor entertaining area, garden, or private desert retreat. Whether you're looking for space, privacy, or the opportunity to design your own outdoor oasis, this property delivers. Located in the growing community of Phelan, this home combines peaceful high desert living with convenient access to local amenities, schools, and main roads. A great opportunity for those seeking a modern home with land, flexibility, and scenic surroundings.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Andrea Bergin · Realty ONE Group Empire

Payment estimate

$3,004

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,166
Property tax (1.25%)
$396
Homeowners insurance
$300
Mortgage insurance
$142
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92371 (Phelan)within ±10% of this home's price and size.

Local Market Stats

See Phelan, CA 92371 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.