$379,900
MLS: HD26112270
Beds
3
Baths
2
Sq Ft
1,456
Lot
2.13 ac
Year Built
1990
MLS #
HD26112270
Days on Market
11
Listed
Jun 1, 2026
Description
Welcome to 12352 Nugget Rd, a beautifully updated home in Phelan offering modern style, comfort, and functional living space. This move-in ready property features a bright, open floor plan with a spacious living room designed for both everyday living and entertaining. Enjoy wood-style flooring, recessed lighting, a contemporary ceiling fan, and large windows that bring in abundant natural light, creating a warm and inviting atmosphere throughout. The open-concept layout highlights clean lines and modern finishes, including updated interior paint and a sleek wall-mounted fireplace that adds a stylish focal point to the main living area. The seamless flow between living spaces enhances both comfort and usability, making the home ideal for relaxing or hosting guests. Situated on a generous lot, the outdoor space offers a blank canvas with endless potential—perfect for creating a custom backyard, outdoor entertaining area, garden, or private desert retreat. Whether you're looking for space, privacy, or the opportunity to design your own outdoor oasis, this property delivers. Located in the growing community of Phelan, this home combines peaceful high desert living with convenient access to local amenities, schools, and main roads. A great opportunity for those seeking a modern home with land, flexibility, and scenic surroundings.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Andrea Bergin · Realty ONE Group Empire
Payment estimate
$3,004
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,166
- Property tax (1.25%)
- $396
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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