12617 naples way
Rancho Cucamonga, CA, 91739
$1,850,000
MLS: WS26115548
Beds
4
Baths
5
Sq Ft
4,610
Lot
0.27 ac
Year Built
2007
MLS #
WS26115548
Days on Market
11
Listed
May 29, 2026
Description
Located in the prestigious gated Rancho Etiwanda Estates community in North Rancho Cucamonga, this residence offers rare 180-degree unobstructed mountain and city lights views, delivering exceptional openness, natural light, and a strong sense of space. The home features a dramatic double-height formal living room with soaring ceilings, creating a striking architectural presence and a rare sense of volume within the community. Extensively upgraded throughout, including marble flooring, newly installed high-end hardwood flooring in key living areas and bedrooms, full interior and exterior repaint, upgraded recessed LED lighting throughout, and comprehensive bathroom updates, including enhanced finishes and fixtures in the primary and secondary bathrooms, improving overall comfort and daily living experience. The functional layout includes 4 bedrooms and 4.5 bathrooms, with all bedrooms offering en-suite bathrooms for privacy and convenience. A main-level suite with a private entrance provides flexible use for multi-generational living, guests, or a home office. The backyard is designed as a resort-style outdoor space, featuring a pool, waterfall elements, and multiple seating and entertaining areas, creating a seamless indoor-outdoor living experience. Additional highlights include a three-car garage, gated community with security patrol, and convenient access to top-rated Etiwanda schools, hiking trails, and Victoria Gardens shopping and dining. A rare offering defined by view, scale, and elevated living quality.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: YING WANG · Pinnacle Real Estate Group
Payment estimate
$13,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $185,000 · Loan: $1,665,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,546
- Property tax (1.25%)
- $1,927
- Homeowners insurance
- $300
- Mortgage insurance
- $694
- HOA dues
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $64,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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