$1,980,000
Original list price: $2,099,900
MLS: CV26107388
Beds
5
Baths
5
Sq Ft
4,597
Lot
0.49 ac
Year Built
2009
MLS #
CV26107388
Days on Market
30
Listed
May 17, 2026
Description
Experience the pinnacle of sophisticated living in this masterfully designed estate, where architectural elegance meets modern functionality. Situated on an expansive 21,500 sq.ft. lot in Rancho Cucamonga, this residence spans 4,597 sq.ft. of refined luxury. The journey begins at the grand entrance, w/ a marble floor medallion & tray ceiling, leading into a home where every detail has been curated for the most discerning homeowner. The main level features a formal dining room w/ hardwood flooring, tray ceiling, & two sets of double French doors w/ plantation shutters. The living room & library are thoughtfully divided by a see-through marble fireplace, while a separate grand stone fireplace anchors the formal living room, providing an atmospheric glow to both rooms. For multi-generational living, the downstairs includes a full bedroom suite & a separate powder room, ensuring both privacy & hospitality. At the heart of the home lies a chef's sanctuary, featuring a sprawling granite island, premium maple cabinetry, & stainless steel appliances. This culinary space flows seamlessly into the breakfast area w/ custom built-ins & a large family room w/ a ceiling fan & a third stone fireplace. Upstairs, the primary bedroom w/ retreat serves as a private sanctuary w/ a spa-inspired bathroom w/ double sinks, tumbled stone shower, separate tub, separate toilet, & vanity station. Three additional bedrooms, a versatile loft w/ a balcony, a laundry room w/ a utility sink, ample cabinets, whole-house fan, all bedrooms with ceiling fans, & windows w/ shutters & marble windowsill, providing endless potential for modern living. The exterior grounds are nothing short of a private resort, meticulously landscaped w/ rare palms & fruit trees. The backyard is an entertainer's dream, featuring a tranquil running stream surrounded by flowers, a stone fire pit, & a custom gazebo equipped w/ a built-in BBQ station, a cinema projector, & integrated speakers. A large front porch w/ a large boulder fountain, paved driveway, & expansive RV parking w/ a dedicated dump station & 50 amp service further enhances the property's utility. Practicality matches the home's aesthetic beauty w/ a 1200-gallon rainwater recycling system for sustainable irrigation, & rear lot access already equipped w/ utility setups, perfectly positioned for a potential addition. With no HOA, no Mello-Roos, low tax rate, this property is a rare confluence of luxury & lifestyle excellence.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Janet Lu · RE/MAX 2000 REALTY
Payment estimate
$14,392
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $198,000 · Loan: $1,782,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $11,287
- Property tax (1.25%)
- $2,063
- Homeowners insurance
- $300
- Mortgage insurance
- $743
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $69,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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