ActiveSingleFamilyResidence

12632 Chimney Rock Drive

Rancho Cucamonga, CA, 91739

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$1,079,900

MLS: IV25127071

Beds

5

Baths

3

Sq Ft

3,000

Lot

0.12 ac

Year Built

2004

MLS #

IV25127071

Days on Market

310

Listed

Jun 6, 2025

Description

COME AND SEE THE RECENT STAGING WHICH SHOWS OFF THE LIVING SPACES! PRICE REDUCTION: FORMER MODEL, 5 BDRM 3 BATH, BRAND NEW REMODEL, FULL BATH & BDRM ON GROUND FLOOR, 3 CAR GARAGE, BEAUTIFUL LOW MAINTENANCE REAR YARD, LOCATED RIGHT NEAR VICTORIA GARDENS AND ADJACENT TO VICTORIA ARBORS PARK, GREAT SCHOOLS, SHOPPING ETC. THANK YOU FOR YOUR INTEREST.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: ROBERT ARRIETA · ROBERT ARRIETA, BROKER

Payment estimate

$7,801

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $107,990 · Loan: $971,910

%
Principal & Interest
$5,972
Property tax (1.25%)
$1,125
Homeowners insurance
$300
Mortgage insurance
$405
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $37,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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