12222 Dry Creek
Rancho Cucamonga, CA, 91739
$1,049,999
Original list price: $1,088,000
MLS: CV26057111
Beds
4
Baths
3
Sq Ft
3,222
Lot
0.13 ac
Year Built
2004
MLS #
CV26057111
Days on Market
139
Listed
Mar 17, 2026
Description
Welcome to 12222 Dry Creek Drive in Rancho Cucamonga, a bright and spacious home ideally located just minutes from Victoria Gardens, offering some of the best shopping, dining, and entertainment in the Inland Empire. This beautifully maintained residence features soaring ceilings and abundant natural light, creating an open and inviting atmosphere from the moment you walk in. The thoughtfully designed floor plan includes a bedroom and full bathroom on the main level, perfect for guests, multigenerational living, or a private home office. The open-concept layout seamlessly connects the kitchen, dining area, and living space, making it ideal for everyday living and entertaining. The kitchen features brand-new appliances, generous counter space, and a layout that flows effortlessly into the family room so you can stay connected with family and guests. Upstairs, you’ll find spacious bedrooms and comfortable living areas designed to fit a variety of lifestyles. The home’s functional layout offers flexibility for growing households, remote work, or additional lounge space. Step outside to a low-maintenance backyard, perfect for relaxing or hosting gatherings without the upkeep of a large yard. It’s an ideal space to unwind, entertain, or simply enjoy the Southern California weather. Located in a desirable Rancho Cucamonga neighborhood with convenient access to parks, schools, and major freeways, this home combines comfort, convenience, and an excellent location. With its bright interior, practical floor plan, and proximity to Victoria Gardens, 12222 Dry Creek Drive offers a wonderful opportunity to own in one of Rancho Cucamonga’s most sought-after communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Duri Hussain · REAL BROKERAGE TECHNOLOGIES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,860
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $944,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,073
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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