12222 Dry Creek
Rancho Cucamonga, CA, 91739
$1,088,000
MLS: CV26057111
Beds
4
Baths
3
Sq Ft
3,222
Lot
0.13 ac
Year Built
2004
MLS #
CV26057111
Days on Market
33
Listed
Mar 17, 2026
Description
Welcome to 12222 Dry Creek Drive in Rancho Cucamonga, a bright and spacious home ideally located just minutes from Victoria Gardens, offering some of the best shopping, dining, and entertainment in the Inland Empire. This beautifully maintained residence features soaring ceilings and abundant natural light, creating an open and inviting atmosphere from the moment you walk in. The thoughtfully designed floor plan includes a bedroom and full bathroom on the main level, perfect for guests, multigenerational living, or a private home office. The open-concept layout seamlessly connects the kitchen, dining area, and living space, making it ideal for everyday living and entertaining. The kitchen features brand-new appliances, generous counter space, and a layout that flows effortlessly into the family room so you can stay connected with family and guests. Upstairs, you’ll find spacious bedrooms and comfortable living areas designed to fit a variety of lifestyles. The home’s functional layout offers flexibility for growing households, remote work, or additional lounge space. Step outside to a low-maintenance backyard, perfect for relaxing or hosting gatherings without the upkeep of a large yard. It’s an ideal space to unwind, entertain, or simply enjoy the Southern California weather. Located in a desirable Rancho Cucamonga neighborhood with convenient access to parks, schools, and major freeways, this home combines comfort, convenience, and an excellent location. With its bright interior, practical floor plan, and proximity to Victoria Gardens, 12222 Dry Creek Drive offers a wonderful opportunity to own in one of Rancho Cucamonga’s most sought-after communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Duri Hussain · eXp Realty of Greater Los Angeles
Payment estimate
$7,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,800 · Loan: $979,200
- Principal & Interest
- $6,016
- Property tax (1.25%)
- $1,133
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $38,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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