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ActiveSingleFamilyResidence

12661 Ridgecrest

Rancho Cucamonga, CA, 91739

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$1,140,000

Original list price: $1,160,000

MLS: SW26155093

Beds

4

Baths

2

Sq Ft

2,003

Lot

0.38 ac

Year Built

1996

MLS #

SW26155093

Days on Market

20

Listed

Jul 28, 2026

Description

Newly remodeled Rancho Cucamonga single story beauty. All cabinets have been professionally refinished. Master walk in shower completed recently, gorgeous tile and new plumbing finishes along with new glass door and panel. Brand new master bath medicine cabinet and vanity lights. New master closet doors installed. Home has been freshly painted inside and outside. This beautifully maintained single-story home features 4 bedrooms and two full bathrooms, a spacious 3-car garage sits on a massive 16,500 square foot corner lot. Stunning first impression with its well-manicured yard accented with a variety of gorgeous sago and other palm trees. A beautiful entry door welcomes you into over 2,000 square feet of elegant living space. A versatile fourth room offers the ideal setting for a 4th bedroom, office, or library, giving you the flexibility to create the perfect space for your needs. Inside, you'll find a formal living room and dining area with soaring 10-foot ceilings that add an air of grandeur. Plantation shutters throughout. The home is tastefully designed with 20x20 porcelain tile and warm hardwood floors, neutral tones with upgraded baseboards, creating a cohesive and sophisticated atmosphere throughout. The kitchen flows seamlessly into the family room, complete with a cozy gas fireplace, making it ideal for both daily living and entertaining. Double doors lead to the spacious primary bedroom, which boasts a ceiling fan and high ceilings with a backyard view. The primary bath offers dual sinks, a soaking tub, a separate recently remodeled walk-in shower and finishes that create a spa-like retreat. The two additional generously sized bedrooms are thoughtfully designed with ceiling fans adding both comfort and style. The home also features an indoor laundry room with built-in cabinets for extra storage. Step outside to the peaceful backyard, where you can relax and unwind. Large solid roof alumawood patio cover with lighting, plenty of concrete patio perfect for those outdoor events. Backyard lawn area, and two convenient storage sheds/dog kennels, creating an ideal setting for both relaxation and entertaining. With potential for RV parking and plenty of space if you decide on a swimming pool. The home is close to shopping, dining, entertainment, Victoria Garden Mall, Ontario Mills Mall, parks, Etiwanda Falls Hiking Trail, and easy access to the freeway 210 and I -15. LOW tax, and no HOA, it’s an exceptional opportunity you won’t want to miss.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Jerry DiBernardo · OliveTree Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,515

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $114,000 · Loan: $1,026,000

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,600
Property tax (1.25%)
$1,188
Homeowners insurance
$300
Mortgage insurance
$428
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $39,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Rancho Cucamonga, CA 91739 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.