12683 1st Avenue
Victorville, CA, 92395
$429,950
MLS: OC25277328
Beds
4
Baths
3
Sq Ft
1,993
Lot
0.10 ac
Year Built
2001
MLS #
OC25277328
Days on Market
76
Listed
Dec 17, 2025
Description
Close to stores, bank, restaurants and schools. No HOA! Newly Remodeling.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Lee Chen · Hi-Desert International Realty
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,995 · Loan: $386,955
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,048 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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