12734 Laurel Oak
Victorville, CA, 92392
$425,000
MLS: IG26060965
Beds
3
Baths
2
Sq Ft
1,268
Lot
0.41 ac
Year Built
1987
MLS #
IG26060965
Days on Market
20
Listed
Mar 23, 2026
Description
Charming single-story home situated on an expansive 18,000 sq. ft. lot! ideal for first-time buyers or anyone seeking comfort in a desirable neighborhood. This charming property features a great curb appeal, 3 bedrooms, 2 bathrooms, with tile & laminated wood flooring throughout and a warm, inviting family room complete with a fireplace that opens seamlessly to the kitchen, perfect for gatherings and entertaining. The kitchen offers ample cabinetry and a convenient breakfast bar with an eating area. Step outside to a huge backyard surrounded by a block wall for added privacy. Enjoy a large patio area, RV access, and endless possibilities to create your dream outdoor oasis, whether for entertaining, relaxing, or even adding a second structure. The home has solar panels with a low monthly payment, helping you save significantly on energy costs—especially during those hot summer months. Don’t miss this incredible opportunity to own a versatile property with room to grow!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Micaela Gaxiola · Re/Max Partners
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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