13348 Merry Oaks Street
Victorville, CA, 92392
$399,999
MLS: WS26031158
Beds
3
Baths
2
Sq Ft
1,468
Lot
0.15 ac
Year Built
2003
MLS #
WS26031158
Days on Market
66
Listed
Feb 10, 2026
Description
This is a great opportunity for the first time buyer or investor who's looking for a family-oriented community. Property has three bedrooms, two bathrooms, two car garage and a large back yard for family and friends gatherings. Owner has put a lot of money on improvements in this back yard, This home has been very well maintained, and it looks great your client will love it, Call today for an appointment.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: RICARDO GONZALEZ · CITYWIDE ELITE REALTY
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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