12734 Willow
Chino, CA, 91710
$949,000
MLS: TR26062835
Beds
4
Baths
4
Sq Ft
2,732
Lot
0.16 ac
Year Built
2016
MLS #
TR26062835
Days on Market
18
Listed
Mar 23, 2026
Description
Great location with easy access to the 60, 71, and 15 freeways, and conveniently close to major shopping centers including Costco, 99 Ranch Market, H Mart, as well as popular bakeries and top-rated restaurants. This spacious and modern two-story home offers bright, comfortable living with an open-concept layout perfect for entertaining. The kitchen features a HUGE, show-stopping marble island with creating a stunning focal point, and flows seamlessly into the living and dining areas. The first floor includes a bedroom and full bathroom, ideal for guests or multi-generational living. Upstairs, you’ll find a versatile loft space that can be used as a media room, playroom, or home office. The primary suite includes a walk-in shower and a relaxing soaking tub. A centrally located laundry room on the second floor adds everyday convenience. Additional features include a two-car garage with a Tesla charger and a spacious driveway for extra parking. Enjoy two generous outdoor spaces—one in the backyard and another on the side—offering endless possibilities to create your dream outdoor oasis, whether it’s a playground, garden, pool, or entertaining space. Make this beautiful home your own! For a private showing, please call for more information.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Sunnie Kim · Century 21 Masters
Payment estimate
$6,892
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100
- Principal & Interest
- $5,248
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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