PendingSingleFamilyResidence

12734 Willow

Chino, CA, 91710

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$949,000

MLS: TR26062835

Beds

4

Baths

4

Sq Ft

2,732

Lot

0.16 ac

Year Built

2016

MLS #

TR26062835

Days on Market

18

Listed

Mar 23, 2026

Description

Great location with easy access to the 60, 71, and 15 freeways, and conveniently close to major shopping centers including Costco, 99 Ranch Market, H Mart, as well as popular bakeries and top-rated restaurants. This spacious and modern two-story home offers bright, comfortable living with an open-concept layout perfect for entertaining. The kitchen features a HUGE, show-stopping marble island with creating a stunning focal point, and flows seamlessly into the living and dining areas. The first floor includes a bedroom and full bathroom, ideal for guests or multi-generational living. Upstairs, you’ll find a versatile loft space that can be used as a media room, playroom, or home office. The primary suite includes a walk-in shower and a relaxing soaking tub. A centrally located laundry room on the second floor adds everyday convenience. Additional features include a two-car garage with a Tesla charger and a spacious driveway for extra parking. Enjoy two generous outdoor spaces—one in the backyard and another on the side—offering endless possibilities to create your dream outdoor oasis, whether it’s a playground, garden, pool, or entertaining space. Make this beautiful home your own! For a private showing, please call for more information.

Location

Chino, San Bernardino County, CA 91710

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Listed by: Sunnie Kim · Century 21 Masters

Payment estimate

$6,892

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100

%
Principal & Interest
$5,248
Property tax (1.25%)
$989
Homeowners insurance
$300
Mortgage insurance
$356
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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