13055 Waterlily
Chino, CA, 91710
$860,000
MLS: CV26076350
Beds
5
Baths
3
Sq Ft
2,809
Lot
0.04 ac
Year Built
2017
MLS #
CV26076350
Days on Market
10
Listed
Apr 9, 2026
Description
Located in the desirable McKenna Park community, this 5-bedroom, 3-bathroom home built in 2017 offers 2,809 square feet of well-designed living space with a clean, modern aesthetic. Two bedrooms and a full bathroom downstairs provide flexibility for guests, a home office, or multi-generational living. The main level features an open-concept layout with tile flooring and a functional flow between the living, dining, and kitchen areas. The kitchen is equipped with quartz countertops, ample cabinetry, and a center island that works well for both everyday use and casual gatherings. Upstairs, a spacious loft adds additional living space, while the primary suite includes a private balcony, a walk-in closet, and a comfortable, light-filled setting. The remaining bedrooms are well-proportioned and thoughtfully laid out. Additional features include a two-car garage with an EV-ready outlet, central HVAC, and access to community amenities such as a pool and clubhouse. Convenient drive to the 60 Freeway, shopping, and dining. Low HOA and no Mello-Roos.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Nicole Jones · HOMESMART, EVERGREEN REALTY
Payment estimate
$6,274
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,000 · Loan: $774,000
- Principal & Interest
- $4,756
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $323
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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