12750 Centralia 97
Lakewood, CA, 90715
$610,000
MLS: PW26125376
Beds
2
Baths
1
Sq Ft
1,231
Lot
0.03 ac
Year Built
1978
MLS #
PW26125376
Days on Market
6
Listed
Jun 10, 2026
Description
Attached Single Family Home, where you'll own the land, feels like a townhouse. Come home to this beautiful private community, with amenities and recreation options. Number 97 is a lovely 2 bedroom, 1 bath home, located in the Lakewood Shores Community. A gorgeous location, overlooking the tranquil stream, ample trees for shade and privacy. 1,231 square feet, on a 1,479 square foot lot. 2-car attached garage with direct access, plus an additional parking space. Gorgeous outdoor patio on the community stream, see pics! Great rocks, trees, shade, and water feature. A great combination of affordability, easier financing, and pride of ownership. This complex is a Planned Unit Development (PUD), so FHA and VA financing should not need specific approval - legal description is a "Single Family Home." Recessed lighting, fireplace, and pleasant living room, adjacent to patio and stream. Separate dining room. Lots of tall windows look out to the water feature, rocks & trees, and large patio area: a great place for outdoor dining, coffee with the ducks, or a refreshing beverage after work. Nicely updated kitchen, with new dishwasher, stainless steel appliances, modern cabinetry, and clean newer counters. Two nice bedrooms upstairs with high ceilings, and a top-level balcony among the trees overlooking the stream. Full bath has been updated, with an additional modern vanity and sink outside of bathroom, see pics. Complex features tennis courts, pool, and 24-7 secured gated access. Close to transportation corridors, and plenty of shopping and dining options. A really nice home you can call your own!
Location
Lakewood, Los Angeles County, CA 90715
Open on Google Maps ↗Listed by: Gregory Ernst · GML Homes, Inc.
Payment estimate
$5,106
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,000 · Loan: $549,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,477
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
- HOA dues
- $465
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lakewood home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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