12775 16th Street
Chino, CA, 91710
$599,000
MLS: AR26059959
Beds
3
Baths
1
Sq Ft
1,175
Lot
0.19 ac
Year Built
1952
MLS #
AR26059959
Days on Market
4
Listed
Mar 27, 2026
Description
Charming single-story home located in Chino featuring 3 bedrooms, 1 bathroom, and 1,175 sq ft of living space on a spacious 8,100 sq ft lot. This well-maintained property offers a 2-car garage with additional driveway parking and no HOA. The home has been thoughtfully updated with major improvements, including a newer HVAC system (2020), water heater (2018), upgraded electrical panel (2025), and a recently installed High Density Polyethylene (HDPE) drainage system from the home to the city line (2023). Interior and exterior enhancements completed in 2022 include new flooring in the kitchen and bathroom, updated bathroom fixtures and finishes, new windows, front and rear doors, garage door system, and fresh exterior paint. The kitchen and living areas provide a functional layout, while the large lot offers plenty of outdoor space with added decomposed granite and river rock landscaping (2024). The property is equipped with a sprinkler system (currently capped). Included are several flourishing fruit trees. Additional features include included appliances such as stove, microwave, refrigerator, garage freezer, washer and dryer (2026), and a 20-foot above-ground pool. Conveniently located near local amenities, schools, and major commuter routes, this home presents a great opportunity for comfortable living with room to expand.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Elisa Solis · Coldwell Banker Realty
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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