12858 Ramona Avenue
Chino, CA, 91710
$599,900
MLS: CV26064221
Beds
3
Baths
2
Sq Ft
1,005
Lot
0.15 ac
Year Built
1956
MLS #
CV26064221
Days on Market
3
Listed
Mar 25, 2026
Description
Welcome to 12858 Ramona Ave in Chino—a beautifully updated single-story home that combines comfort, style, and true pride of ownership. This 3-bedroom, 2-bathroom home offers a functional and inviting layout with beautiful flooring throughout, providing both durability and a modern touch. The custom kitchen is the centerpiece of the home, featuring white cabinetry, quartz countertops, and stainless steel appliances—perfect for everyday living and entertaining. Both bathrooms have been tastefully upgraded with custom finishes, creating a clean and contemporary feel. Additional highlights include indoor laundry and a 2-car garage for added convenience. Step outside to a spacious backyard with a large covered patio, ideal for relaxing, hosting gatherings, or enjoying outdoor living year-round. Beautifully updated throughout and move-in ready, this home truly showcases pride of ownership. Located in a desirable Chino neighborhood close to shopping, dining, and schools, this is a great opportunity you won’t want to miss.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Leticia Sotomayor · KELLER WILLIAMS
Payment estimate
$4,467
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
- Principal & Interest
- $3,317
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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