12780 Amberwood
Victorville, CA, 92395
$499,000
MLS: CV26050078
Beds
4
Baths
3
Sq Ft
2,116
Lot
0.26 ac
Year Built
1985
MLS #
CV26050078
Days on Market
0
Listed
Apr 18, 2026
Description
Welcome to your dream home in the highly desirable gated community of Spring Valley Lake, Victorville’s premier resort-style neighborhood! Nestled in the peaceful High Desert, this stunning 2-story residence offers the perfect blend of modern updates and access to exceptional amenities. This beautiful 4-bedroom, 2.5-bathroom home has been thoughtfully refreshed with a brand-new kitchen remodel, updated bathrooms, fresh interior paint, and gorgeous new laminate flooring throughout—creating a bright, contemporary feel ready for immediate move-in. Step outside to a welcoming front yard with a long driveway leading to a convenient 2-car garage. The property sits on a quiet cul-de-sac, providing extra privacy and a friendly, low-traffic setting ideal for families. Spring Valley Lake is a true lifestyle community, centered around a 200-acre private lake perfect for boating, water skiing, wakeboarding, fishing, swimming at the beach area, or simply relaxing by the water. Residents enjoy a full marina, picnic facilities, multiple parks, and an 18-hole championship golf course at the Spring Valley Lake Country Club (membership optional for additional perks like dining and events). This friendly, secure community offers endless outdoor recreation right at your doorstep—bring your boat, jet skis, or fishing gear and start living the resort life today! Priced to sell and move-in ready—bring your buyers and show this gem! Don’t miss the opportunity to own in one of San Bernardino County’s most sought-after lake and golf communities. Schedule your private tour today!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Oscar Isidro Morales Limon · OPTION ONE REALTY & INVESTMENT
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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