12794 Rain Shadow
Victorville, CA, 92395
$465,000
MLS: PW25278298
Beds
4
Baths
2
Sq Ft
2,188
Lot
0.18 ac
Year Built
1999
MLS #
PW25278298
Days on Market
97
Listed
Dec 25, 2025
Description
Welcome to 12794 Rain Shadow Road — a charming single-story, 4-bedroom home located in the exclusive Spring Valley Lake community! This neighborhood is known for its private 200-acre recreational lake, sandy beach, marina, parks, and security patrol, plus access to the Spring Valley Lake Country Club, where members enjoy golf, tennis, pool, gym, and dining. Inside, the home offers a warm and functional layout with generous living spaces, a comfortable kitchen, and a peaceful backyard ideal for outdoor living. This property is perfect for buyers looking for a blend of quiet residential comfort and resort-style amenities. A must-see opportunity in one of Victorville’s most desirable lake communities! Sale is contingent upon seller successfully closing on replacement property. Replacement home has already been identified.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Sam Malek · Coldwell Banker Home Source
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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