12802 Rain Shadow Road
Victorville, CA, 92395
$449,900
MLS: HD25007305
Beds
3
Baths
3
Sq Ft
2,599
Lot
0.16 ac
Year Built
1979
MLS #
HD25007305
Days on Market
437
Listed
Jan 11, 2025
Description
This charming two-story home features a classic Spanish-style design with a beautiful terracotta tile roof and a blend of natural stone accents and stucco siding. The symmetrical facade features a double-door entry framed by large windows, allowing natural light to flood the interior. The neatly landscaped front yard, complete with shrubs and rock accents, adds a touch of curb appeal, while the wide driveway leads to two-car garage with a freshly painted garage door and decorative windows. This charming 3 bedroom, 3 bathroom home is a delightful mix of convenience and character, with a comfortable bedroom and bathroom on the main floor for guests. The seller has transformed a spacious area near the stair landing into a functional workspace, thoughtfully designed to meet all your work-from-home needs. The kitchen is the bustling hub of the house, perfect for whipping up meals while entertaining in the adjacent dining and family rooms. The living room is a haven with room for a pool table, and fireplace ready for both game nights and cozy evenings. The bathroom shave been remodeled and updated. Join the Spring Valley Lake community for access to all of the amenities, and add a splash of fun to your life by upgrading to a separate club membership for access to golf, pool, restaurant, and more! A peaceful and welcoming presence awaits you here! OWNER FINANCING IS AVAILABLE!!!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: James Conlon · RE/MAX FREEDOM
Payment estimate
$3,425
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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