18199 Kalin Ranch
Victorville, CA, 92395
$439,999
MLS: HD25247083
Beds
3
Baths
2
Sq Ft
2,428
Lot
0.17 ac
Year Built
1983
MLS #
HD25247083
Days on Market
140
Listed
Oct 30, 2025
Description
Welcome to Your next home in Spring Valley Lake. This is one of Victorville, California’s most sought-after communities. This beautiful home features 3 bedrooms, PLUS 2 extra bonus rooms. The bonus rooms would be perfect size for an office, workout room or additional living space. One of those bonus rooms is off the downstairs bedroom & bath which would also make it a very convenient small 4th bedroom to keep young children near by while still having privacy. All this PLUS a versatile loft which has a balcony. This balcony with stairs leading to the backyard, perfect for relaxing or entertaining. Enjoy an open and inviting layout with plenty of natural light and flexible living spaces. This home is Ideally located near shopping centers, grocery stores, and retail shops. Also not far from freeway & main roads. You will have everything you need just minutes away. Plus, the home is conveniently close to Victor Valley College, making it a great fit for commuters and students alike. Experience lake-community living with nearby parks, walking paths, and a warm neighborhood feel — all in the heart of Spring Valley Lake.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Nicole Luna · Realty ONE Group Empire
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $395,999
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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