12828 Ramona 28
Baldwin Park, CA, 91706
$539,900
Original list price: $539,000
MLS: IV26056626
Beds
3
Baths
2
Sq Ft
1,021
Lot
6.08 ac
Year Built
1983
MLS #
IV26056626
Days on Market
93
Listed
Mar 15, 2026
Description
This condo is approved for FHA financing!!!! TURN-KEY PROPERTY IN EXCELLENT GATED COMMUNITY!!! QUIET AND GREAT LOCATION! THIS BEAUTIFUL, COZY AND REMODELED 2-STORY CONDO FEATURES 3 BEDROOMS, 2 FULL BATHROOMS UPGRADED WITH REFINISHED BATHTUBS, CROWN MOLDINGS, NEWER GLASS DOORS, NEWER FIXTURES, MIRRORS, LIGHTING, VANITIES AND QUARTZ COUNTERS. STUNNING WALLS AND SMOOTH CEILING AFTER POLISHED AND PAINTED. THE ENTIRE HOUSE IS AIRY AND BRIGHT WITH NEWER RECESSED LIGHTS. NEWER FLOORS AND NEWER DOOR & FRAMES. NEWER STYLE DUAL PANE WINDOWS. GORGEOUS KITCHEN WITH GRANITE COUNTERTOP AND CABINETRY. INDIVIDUAL LAUNDRY ROOM ON UPPER-LEVEL (WASHER & DRYER INCLUDED). THE LIVING ROOM FEATURES SLIDING DOOR ACCESS TO A LARGE PATIO WITH NEWER ALUMNIUM PATIO COVER, AND BEAUTIFUL BACKYARD WITH NEWER CONCRETE AND DRAINS. FULLY PAINTED TWO-CAR ATTACHED GARAGE WITH NEWER CABINETS AND INSULATED GARAGE DOOR. PROPERTY LOCATED IN PRIME LOCATION IN SAN GABRIEL VALLEY, CONVENIENTLY LOCATED TO THE 10 & 605 FREEWAYS AND NEAR SHOPPING CENTERS, RESTAURANTS, PARKS, SCHOOLS, AND HOSPITALS. HOA FEES INCLUDES TRASH, WATER, SEWER, POOL AND SPA, GARDENER WITH LANDSCAPING AND EXTERIOR OF THE HOUSE MAINTENANCE. The seller has done a great job keeping the oversized garage extremely clean. It looks gorgeous!!
Location
Baldwin Park, Los Angeles County, CA 91706
Open on Google Maps ↗Listed by: YI FANG PERRY · Century 21 Masters
Payment estimate
$4,443
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $53,990 · Loan: $485,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,078
- Property tax (1.25%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $202
- HOA dues
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Baldwin Park home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Baldwin Park, CA 91706 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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