12860 Golf Course
Victorville, CA, 92395
$449,000
MLS: CV26085381
Beds
3
Baths
2
Sq Ft
1,818
Lot
0.17 ac
Year Built
1981
MLS #
CV26085381
Days on Market
1
Listed
Apr 21, 2026
Description
Charming single-story home in the HIGHLY desirable Spring Valley Lake community, tucked on a quiet cul-de-sac street with a large front lawn, offering great curb appeal. A welcoming courtyard area leads you to the front door and opens to a well-laid-out home, featuring a large master suite and two spacious secondary bedrooms, all with ceiling fans. Enjoy separate formal living and a generous family room anchored by a rock gas fireplace. The kitchen boasts granite countertops and a cozy custom breakfast nook—perfect for morning coffee. Other highlights include recessed lighting, upgraded bathrooms in the hallway and master suite, fresh interior paint, and Nest thermostat to keep your home at the perfect temperature. Step outside to a backyard with a beautiful, unobstructed view of the golf course and friendly, helpful neighbors nearby. Close proximity to Spring Valley Lake and private beach, Victor Valley College, Lowe’s and Home Depot, shopping and dining at Jess Ranch Marketplace and Victor Valley Town Center, plus entertainment such as Scandia family amusement park and Cinemark Theater. A comfortable, well-appointed home in a premier location. Don't let this amazing and affordable opportunity pass you by! Schedule a tour today.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Gabriel Villalobos · HAUS OF REAL ESTATE
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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