1288 Old Ranch Road
Camarillo, CA, 93012
$1,150,000
MLS: V1-35221
Beds
4
Baths
3
Sq Ft
2,122
Lot
0.16 ac
Year Built
1978
MLS #
V1-35221
Days on Market
30
Listed
Mar 17, 2026
Description
Move-In Ready Pool Home in Desirable Mission OaksWelcome to 1288 Old Ranch Rd, a beautifully updated 4-bedroom, 3-bathroom home offering approximately 2,122 square feet of comfortable living space in one of Camarillo's most sought-after neighborhoods. Designed for both comfort and functionality, this home offers the perfect blend of style, space, and indoor-outdoor California living.The spacious floor plan features inviting living areas, generously sized bedrooms, and updated bathrooms, creating a layout ideal for both everyday living and entertaining. The kitchen flows seamlessly into the main living spaces, making it easy to stay connected whether hosting friends or enjoying a relaxing evening at home.Step outside to your private backyard retreat, where a sparkling pool and in-ground spa with built-in safety cover provide the perfect setting for weekend gatherings, summer pool days, or quiet evenings under the stars. A newly installed patio cover creates a shaded outdoor lounge--perfect for barbecues, outdoor dining, and year-round enjoyment.Energy efficiency meets modern convenience with a fully owned solar system and battery backup, helping reduce utility costs while providing peace of mind.Located in the highly desirable Mission Oaks area, the home is close to Tierra Linda Elementary, Las Colinas Middle School, and Adolfo Camarillo High School, along with nearby parks, hiking trails, and outdoor recreation at Pitts Ranch Park and Santa Rosa Valley.With its move-in ready condition, versatile layout, and resort-style backyard, this home offers an exceptional opportunity to enjoy the best of Camarillo living.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Ken Wallis · Epique Realty
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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