4696 Refugio Court
Camarillo, CA, 93012
$1,024,999
Original list price: $1,099,999
MLS: SR26050659
Beds
3
Baths
3
Sq Ft
2,125
Lot
0.11 ac
Year Built
2005
MLS #
SR26050659
Days on Market
96
Listed
Mar 12, 2026
Description
Lovingly cared for by its original owners, the home pairs timeless architectural charm with elevated finishes, brand-new carpet upstairs, and beautifully curated interiors that feel polished and move-in ready. Beautifully upgraded Spanish-style residence tucked within desirable Mission Oaks offers approximately 2,125 square feet with 3 bedrooms, 3 baths, and a highly desirable downstairs flex space ideal as a gym, office, or potential fourth bedroom. Outside, thoughtful landscaping and a serene backyard fountain create a private retreat, while the low $206 monthly HOA adds everyday ease with pool access and front yard maintenance. Set on a quiet cul-de-sac near well-regarded schools, parks, shopping, and dining, this home offers the rare combination of refined design, practical versatility, and one of Mission Oaks’ most desirable settings. *Puragain Water triple-canister filtration system, which is a whole-home solution, the setup is hard-plumbed into the home's main copper water line, and is owned and not leased.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Lynette Marble · Keller Williams Realty World Class
Payment estimate
$7,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $102,500 · Loan: $922,499
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,843
- Property tax (1.25%)
- $1,068
- Homeowners insurance
- $300
- Mortgage insurance
- $384
- HOA dues
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $35,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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