4696 Refugio Court
Camarillo, CA, 93012
$1,099,999
MLS: SR26050659
Beds
3
Baths
3
Sq Ft
2,125
Lot
0.11 ac
Year Built
2005
MLS #
SR26050659
Days on Market
39
Listed
Mar 12, 2026
Description
Lovingly cared for by its original owners, the home pairs timeless architectural charm with elevated finishes, brand-new carpet upstairs, and beautifully curated interiors that feel polished and move-in ready. Beautifully upgraded Spanish-style residence tucked within desirable Mission Oaks offers approximately 2,125 square feet with 3 bedrooms, 3 baths, and a highly desirable downstairs flex space ideal as a gym, office, or potential fourth bedroom. Outside, thoughtful landscaping and a serene backyard fountain create a private retreat, while the low $206 monthly HOA adds everyday ease with pool access and front yard maintenance. Set on a quiet cul-de-sac near well-regarded schools, parks, shopping, and dining, this home offers the rare combination of refined design, practical versatility, and one of Mission Oaks’ most desirable settings. *Puragain Water triple-canister filtration system, which is a whole-home solution, the setup is hard-plumbed into the home's main copper water line, and is owned and not leased.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Lynette Marble · Keller Williams Realty World Class
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $989,999
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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