12885 Rain Shadow Road
Victorville, CA, 92395
$675,000
MLS: HD26085932
Beds
3
Baths
3
Sq Ft
2,611
Lot
0.22 ac
Year Built
1980
MLS #
HD26085932
Days on Market
1
Listed
Apr 21, 2026
Description
Beautiful 2,611± sq. ft., 3 bed / 2.5 bath Spring Valley Lake golf course home located on the 2nd Green with fabulous views. This spacious two-story floor plan features a granite kitchen, family room with brick wood-burning/gas fireplace, and an inside spa room with shower. The primary bedroom offers a private balcony overlooking the valley and golf course. Additional highlights include an oversized two-car garage, wind & sun-protected patio, granite bar with wine rack and refrigerator, pre-wired HDTV, and a custom whole-house music system with speakers in the rear patio areas and primary bedroom. Located within the desirable Spring Valley Lake community with access to the waterski lake, marina, parks, and more.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Joseph Brady · The Bradco Companies
Payment estimate
$4,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,500 · Loan: $607,500
- Principal & Interest
- $3,733
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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