12820 Golf Course Drive
Victorville, CA, 92395
(No pictures available yet)
$691,000
MLS: HD26091073
Beds
3
Baths
3
Sq Ft
2,961
Lot
0.18 ac
Year Built
2001
MLS #
HD26091073
Days on Market
0
Listed
May 12, 2026
Description
***LOCATED ON THE 13TH GREEN***Offered by the original owner and builder, this exceptional golf course home in Spring Valley Lake showcases quality craftsmanship, thoughtful design, and timeless upgrades throughout. Step into a formal living room with a cozy fireplace, complemented by a spacious family room with a second fireplace and French doors that open to a covered patio—perfect for indoor-outdoor living and entertaining. The home also features a dedicated downstairs office and lush, mature landscaping that enhances its curb appeal and backyard ambiance. Built with durable 2x6 construction and R19 insulation, and equipped with dual AC units, this home is designed for comfort and efficiency. highlights include cherry wood cabinetry, crown molding, recessed lighting, ceiling fans, and built-in bookcases plus surround sound. The gourmet kitchen is a chef’s dream, featuring granite countertops, a tile backsplash, custom maple wood cabinetry by "Brook Haven", a copper sink in the island, GE Monogram refrigerator, stainless steel double ovens, a 48" 6-burner DCS stove, and a commercial-grade DCS hood vent. A bright breakfast nook adds a casual dining space. With 10’ ceilings downstairs and 9’ ceilings upstairs, the home feels open and inviting. Functional features include pocket doors, a laundry chute, and a large laundry room with Maytag washer and dryer included. Upstairs, enjoy a versatile loft ideal for a library or office, along with access to a private balcony. The primary suite offers French doors and a luxurious bathroom with a separate tub and shower. Additional bedrooms are connected by a convenient Jack-and-Jill bath. Additional features include tile and carpet flooring, RV hookup (220 plug), and a sprinkler system on timer. All set on the golf course in the highly desirable Spring Valley Lake community—offering scenic views, space, and a lifestyle you’ll love. Spring Valley Lake offers a 200-acre lake perfect for water sports, a beach area for sunbathing & swimming, & 14 fishing areas. The community center hosts events for all ages, & 24-hour security patrol. This community also offers Country Club living, including Golf, Tennis, Pickleball, Gym, Pool and Club House all for an additional fee, please see Shannon or Jannie at Bear Valley County Club
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Anna Miele · First Team Real Estate
Payment estimate
$5,214
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,100 · Loan: $621,900
- Principal & Interest
- $3,935
- Property tax (1.25%)
- $720
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $24,185 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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