ActiveDuplex

129 Zermat Unit 1 & 2

Crestline, CA, 92325

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$399,900

MLS: IG26008764

Beds

4

Baths

3

Sq Ft

2,360

Lot

0.17 ac

Year Built

1979

MLS #

IG26008764

Days on Market

94

Listed

Jan 17, 2026

Description

LIVE IN ONE UNIT AND RENT THE OTHER. This San Moritz home has been split into two units with permits. It's super clean and ready to move in. Dual access from the front or back makes this the perfect 2-unit property. Unit one is the larger of the two, is has 2 bedrooms on the main level plus a large living room with real T & G ceiling and patio doors to take in the scenic view from the top deck. Plus, the remodeled U-Shaped kitchen with a gas stove. The farm sink has a large window making the kitchen light and bright. Also on the main level is a remodeled full bath. Downstairs is the primary bedroom. It could make an impressive private suite with separate sitting area and another bedroom. The 4th bedroom lends itself to being a home office or studio. The washer/ dryer is tucked just beside this room. Unit 1 has new carpet in the bedrooms and living area and laminate flooring in the kitchen. The ADU is best accessed from the lower driveway. It has a cute country kitchen, full bathroom and a separate sleeping area. The ADU has laminate flooring and tile in the bathroom. This property is priced to sell. Come take a look.

Location

Crestline, San Bernardino County, CA 92325

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Listed by: Rosemarie Labadie · CRESTLINE REAL ESTATE

Payment estimate

$3,078

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910

%
Principal & Interest
$2,211
Property tax (1.25%)
$417
Homeowners insurance
$300
Mortgage insurance
$150
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Crestline home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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