12909 Torch
Baldwin Park, CA, 91706
$869,000
MLS: CV26126532
Beds
4
Baths
3
Sq Ft
1,998
Lot
0.09 ac
Year Built
2006
MLS #
CV26126532
Days on Market
2
Listed
Jun 10, 2026
Description
Large 4 bed 3 bath house on a nice Cul De Sac and with close freeway access. All new paint and laminate wood flooring. Very clean and spacious. Can be to downtown Los Angeles in 20 mins. Nice front and backyard, fully landscaped. Air conditioning and heating. Original builder had a renter in the house all these years then fixed it up and now selling it. 2 car garage and 2 cars fit on the driveway. Cathedral ceilings makes for a dramatic and impressive entrance. Granite counter tops and tile in bathrooms.
Location
Baldwin Park, Los Angeles County, CA 91706
Open on Google Maps ↗Listed by: Jonathan Cook · JONATHAN DAVID COOK BROKER
Payment estimate
$6,485
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,900 · Loan: $782,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,954
- Property tax (1.25%)
- $905
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Baldwin Park home with as little as 3.5% down using an FHA loan — roughly $30,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Baldwin Park, CA 91706 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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