12913 Whitewood Avenue
Downey, CA, 90242
$929,000
Original list price: $959,000
MLS: DW26099328
Beds
3
Baths
2
Sq Ft
1,593
Lot
0.12 ac
Year Built
1952
MLS #
DW26099328
Days on Market
24
Listed
May 23, 2026
Description
Great investment opportunity with income potential! Live in one and rent the other, or enjoy flexible multi-generational living. This unique property features, a total of 3 bedrooms and 2 baths thoughtfully divided into two separate living spaces, each with its own address, gas meter, electrical panel, HVAC system, and private entrance. Front unit features 2 bedrooms and 1 remodeled bathroom with recessed lighting, newer paint, beautiful wood flooring, and an inviting open living area. Interior laundry hookups available for stackable gas washer and dryer. Back unit is a thoughtfully designed fully permitted 1 bedroom, 1 bathroom ADU built in 2021 featuring a separate kitchen and dining areas, enclosed bedroom, dedicated laundry room with stackable gas washer/dryer hookups, private bathroom, a comfy living room, and a built-in desk space for office use or study. French doors provide natural light and an inviting indoor-outdoor feel. Property offers excellent flexibility for owner-occupants, extended family living, or rental income potential. Conveniently located near shopping, dining, fitness centers, schools, and freeway access.
Location
Downey, Los Angeles County, CA 90242
Open on Google Maps ↗Listed by: Grace Gallardo · Graceland Real Estate
Payment estimate
$6,912
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,900 · Loan: $836,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,296
- Property tax (1.25%)
- $968
- Homeowners insurance
- $300
- Mortgage insurance
- $348
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $32,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90242 (Downey)within ±10% of this home's price and size.
$839,900
7820 Springer St
Downey, 90242
$849,900
7641 Nada Street
Downey, 90242
$860,000
8502 Borson Street
Downey, 90242
$899,000
12650 Glenshire
Downey, 90242
$939,997
8410 Cavel Street
Downey, 90242
Local Market Stats
See Downey, CA 90242 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.