12931 4TH ST
Chino, CA, 91710
$758,999
MLS: IG26036091
Beds
4
Baths
2
Sq Ft
1,421
Lot
0.16 ac
Year Built
1956
MLS #
IG26036091
Days on Market
49
Listed
Mar 2, 2026
Description
This property offers two 2 bed 1 bath units that are ideal for multi-generational living or investors. The front unit has its own driveway/gated yard and the back unit has its own gated baclyard/private driveway that can be accessed through the alley. This private entrance is perfect for a sense of separation and comfort for tenants or family. This property is conveniently close to shops and major freeways like the 60 and 91. This property contains 2 different number addresses: Front Unit is 12931, Back Unit is 12933 4th st, Chino, CA 91710.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Maria Rubio · Town & Country Real Estate
Payment estimate
$5,572
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,900 · Loan: $683,099
- Principal & Interest
- $4,197
- Property tax (1.25%)
- $791
- Homeowners insurance
- $300
- Mortgage insurance
- $285
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $26,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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