1295 Pepper Tree Lane
San Bernardino, CA, 92404
$459,000
MLS: SR26050919
Beds
3
Baths
2
Sq Ft
1,121
Lot
0.15 ac
Year Built
1951
MLS #
SR26050919
Days on Market
23
Listed
Mar 23, 2026
Description
Move-in ready, this charming 3-bedroom 2 bath home has been newly renovated and recently painted inside and out. Features include large living and dining area, ample closet space in bedrooms and hallway, separate laundry room, central A/C, new luxury vinyl plank flooring throughout, new fixtures in kitchen and bathrooms, and granite countertops in kitchen. Outside you have a double garage, driveway with room for several cars, and a fenced back yard complete with a sprinkler system in both the front and back yards. Don't miss this opportunity!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Steven Marquez · Real Estate Source, Inc.
Payment estimate
$3,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100
- Principal & Interest
- $2,538
- Property tax (1.25%)
- $478
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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