12965 Mirage
Victorville, CA, 92392
$435,000
MLS: HD26028136
Beds
3
Baths
2
Sq Ft
1,512
Lot
0.27 ac
Year Built
1989
MLS #
HD26028136
Days on Market
40
Listed
Feb 6, 2026
Description
Welcome to this beautifully maintained home offering Paid Solar panels, comfort, space, and modern convenience in a quiet, established neighborhood. This property features a bright and open floor plan with abundant natural light, perfect for everyday living and entertaining. The spacious living room flows seamlessly into the dining area and kitchen, creating a warm and inviting atmosphere. The kitchen offers generous counter space, ample cabinetry, and a functional layout ideal for home cooks. All bedrooms are well-sized, providing privacy and comfort for family or guests. The primary suite includes its own bathroom and a relaxing retreat feel. Step outside to a large, covered patio backyard with inground swimming pool basketball court and endless possibilities—create a garden, add outdoor seating, or design your own entertainment space. The lot provides plenty of room for future improvements. Additional highlights include: • Attached garage • Indoor laundry • Convenient access to schools, shopping, Hwy 395, and the I-15 • Located in a peaceful residential area with pride of ownership This home is perfect for first-time buyers, investors, or anyone seeking a well-kept property in the growing High Desert community. Don’t miss your chance to make it yours.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Abraham Romero · CENTURY 21 LEADERS REAL ESTATE
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500
- Principal & Interest
- $2,405
- Property tax (1.25%)
- $453
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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