13499 Merry Oaks Street
Victorville, CA, 92392
$395,000
MLS: HD26075779
Beds
3
Baths
2
Sq Ft
1,606
Lot
0.11 ac
Year Built
2002
MLS #
HD26075779
Days on Market
6
Listed
Apr 9, 2026
Description
BEAUTIFULY REMODELED 3 Bed, 2 Bath TURN-KEY HOME. This home has been newly remodeled with FRESH INTERIOR and EXTERIOR PAINT, NEW COUNTERTOPS, NEW APPLIANCES, UPDATED BATHROOMS, and NEW FLOORING throughout. As you walk in, you are welcomed by natural light, a formal living room, and a spacious kitchen that opens to the dining area and family room with a FIRE PLACE, creating a comfortable open concept layout perfect for everyday living and entertaining. The kitchen offers plenty of space for cooking and gathering. The SPLIT FLOOR PLAN provides added privacy, with a very LARGE PRIMARY BEDROOM designed for comfort and relaxation. Outside, the home features beautifully manicured, LOW MAINTANACE LANDSCAPING that adds to its curb appeal. Conveniently located near the freeway for an EASY COMMUTE and close to TOP SCHOOLS, this home combines style, comfort, and practicality. An added bonus is the 15 solar panels, helping provide additional savings on electricity.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Brenda Lopez · Coldwell Banker Home Source
Payment estimate
$3,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500
- Principal & Interest
- $2,184
- Property tax (1.25%)
- $411
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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