130 S Prospect A
Redondo Beach, CA, 90277
$2,195,000
MLS: SB26065323
Beds
4
Baths
4
Sq Ft
2,674
Lot
0.15 ac
Year Built
2019
MLS #
SB26065323
Days on Market
17
Listed
Mar 26, 2026
Description
Experience effortless coastal living in this contemporary 4-bedroom+ loft, 3.5-bath home, showcasing panoramic city and mountain views along with a beautiful ocean view. Filled with natural light, the open floor plan features a west-facing living room with a fireplace and balcony—perfect for enjoying stunning sunsets—while the rear of the home captures peaceful sunrises. The stylish kitchen offers a center island with quartz countertops, Thermador oven/range, dishwasher, wine refrigerator, and microwave, ideal for both entertaining and everyday living. A loft with both ocean views and city views adds flexible space, and the primary suite with a custom walk in closet, serves as a private retreat with a spa-like bath, soaking tub, and walk-in steam shower. Additional highlights include hardwood floors, custom closets throughout, surround sound/speakers, custom window coverings, air conditioning, a laundry room, home security system, and four balconies to take in the views from every angle. Located just moments from the beach, parks, dining, shopping, top-rated schools, and the Redondo Pier, this home defines the best of South Bay living. HOA is inactive.
Location
Redondo Beach, Los Angeles County, CA 90277
Open on Google Maps ↗Listed by: Lynn Peters · Compass
Payment estimate
$15,547
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $219,500 · Loan: $1,975,500
- Principal & Interest
- $12,138
- Property tax (1.25%)
- $2,286
- Homeowners insurance
- $300
- Mortgage insurance
- $823
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redondo Beach home with as little as 3.5% down using an FHA loan — roughly $76,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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