1300 Saratoga Avenue 1905
Ventura, CA, 93003
$440,000
MLS: V1-34917
Beds
3
Baths
2
Sq Ft
1,135
Lot
—
Year Built
1974
MLS #
V1-34917
Days on Market
28
Listed
Mar 4, 2026
Description
Looking for a well located three-bedroom condo in central Ventura? This single level, second-floor residence offers 3 bedrooms, 2 full bathrooms, approximately 1,135 square feet, and a private balcony within an established community.The floor plan offers a comfortable separation between living and dining areas, along with three flexible bedrooms ideal for a home office, guest space, or everyday living needs. The primary bedroom features a private ensuite bathroom. Interior highlights include central heating and durable tile flooring throughout.Additional highlights include a one-car garage and assigned parking. The HOA provides exterior maintenance and shared community amenities.Conveniently located near Telephone Road and Victoria Avenue, the property offers access to shopping, dining, parks, and commuter routes.With its flexible floor plan and garage parking, this residence presents an appealing opportunity for owner occupants or investors seeking long-term value.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Nancy Cuecuecha · Real Broker
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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