1300 Saratoga Avenue 1905
Ventura, CA, 93003
$430,000
Original list price: $445,000
MLS: V1-34917
Beds
3
Baths
2
Sq Ft
1,135
Lot
—
Year Built
1974
MLS #
V1-34917
Days on Market
104
Listed
Mar 4, 2026
Description
Looking for a well located three-bedroom condo in central Ventura? This single level, second-floor residence offers 3 bedrooms, 2 full bathrooms, approximately 1,135 square feet, and a private balcony within an established community.The floor plan offers a comfortable separation between living and dining areas, along with three flexible bedrooms ideal for a home office, guest space, or everyday living needs. The primary bedroom features a private ensuite bathroom. Interior highlights include central heating and durable tile flooring throughout.Additional highlights include a one-car garage and assigned parking. The HOA provides exterior maintenance and shared community amenities.Conveniently located near Telephone Road and Victoria Avenue, the property offers access to shopping, dining, parks, and commuter routes.With its flexible floor plan and garage parking, this residence presents an appealing opportunity for owner occupants or investors seeking long-term value.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Nancy Cuecuecha · Real Broker
Payment estimate
$3,866
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $43,000 · Loan: $387,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,451
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
- HOA dues
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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