13035 Norfolk
Victorville, CA, 92395
(No pictures available yet)
$429,999
MLS: HD26097713
Beds
3
Baths
2
Sq Ft
1,785
Lot
0.17 ac
Year Built
1989
MLS #
HD26097713
Days on Market
4
Listed
May 9, 2026
Description
Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable Spring Valley Lake community in Victorville, CA. Featuring a spacious open floor plan, this home is perfect for comfortable living and entertaining. Enjoy stunning views of the San Bernardino Mountains while being just minutes from the lake, where you can take advantage of boating, fishing, and water skiing. Golf enthusiasts will also love the nearby course, making this location ideal for an active lifestyle. This home includes a 2-car garage and has been freshly painted on the exterior, giving it great curb appeal. The layout offers plenty of natural light and a seamless flow between living spaces. Perfect for families, retirees, or anyone looking to enjoy a peaceful community with great amenities. Features:
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Robert Loenhorst · First Team Real Estate
Payment estimate
$3,358
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $386,999
- Principal & Interest
- $2,449
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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