ActiveDuplex

1309 Gregory Street

Ojai, CA, 93023

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$835,000

MLS: V1-34497

Beds

2

Baths

2

Sq Ft

1,020

Lot

0.06 ac

Year Built

1973

MLS #

V1-34497

Days on Market

60

Listed

Feb 5, 2026

Description

Tucked just minutes from the heart of Ojai, this beautifully updated 2-bedroom, 2-bath home features Mountain Views and a park-like green area directly in front of the property while being close to shops, dining, and everything that makes Ojai so special. Situated at the end of a cul-de-sac with no neighbors in front or behind you creates a quiet and peaceful space. Inside, thoughtful updates create a bright, comfortable living space. Contemporary lighting, newer flooring, remodeled bathrooms and a finished two car garage. Owned solar paired with a Tesla Powerwall and a universal EV charger offers energy efficiency and peace of mind, keeping utility costs low and sustainability high. Step outside to a generous, fully fenced backyard with a fire-pit area, raised garden beds, several fruit trees and room to dine perfect for relaxing, gardening, entertaining, or letting pets roam freely. A rare opportunity to enjoy modern upgrades, outdoor space, and scenic surroundings all just moments from town.

Location

Ojai, Ventura County, CA 93023

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Listed by: Tonya Peralta · Keller Williams Santa Barbara

Payment estimate

$6,100

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $83,500 · Loan: $751,500

%
Principal & Interest
$4,617
Property tax (1.25%)
$870
Homeowners insurance
$300
Mortgage insurance
$313
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $29,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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