ActiveSingleFamilyResidence

11755 Mirror Lake Avenue

Ojai, CA, 93023

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$839,000

MLS: V1-34398

Beds

2

Baths

2

Sq Ft

1,118

Lot

0.13 ac

Year Built

1987

MLS #

V1-34398

Days on Market

16

Listed

Jan 30, 2026

Description

Looking for a very charming, single-story home in Ojai? This is it! This home has been lovingly cared for and sits in a prime corner-lot location with two bedrooms and two beautifully updated bathrooms. The main living space is so comfortable and gets lots of sunlight through an abundance of windows! The private backyard is spacious and built for enjoyment and outdoor living! Grow a garden to your heart's content in the backyard garden boxes or watch a game outside at the free-standing bar with stools and outdoor TV! Property upgrades include a newer, permitted HVAC system, updated garage door, black shade sails with cafe lights in the backyard, hardscape replacement, as well as a custom built fence around a large portion of the property. The location is centrally-located in the Ojai Valley with a handy commute to Santa Barbara, anywhere in Ventura County and beyond. Downtown Ojai is only an 8-minute car ride away! There is a protected preserve across the street and just steps away on Woodland Ave. is an Ojai trolley stop to catch a convenient ride almost anywhere in the Ojai Valley including many of the downtown shops and restaurants. With the Ojai Bike Trail just up the street, hiking trails minutes away, Santa Barbara and Ventura just a car ride away (or a bike ride if you're adventurous!), this home is ready for you!

Location

Ojai, Ventura County, CA 93023

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Listed by: Laura Mason · RE/MAX Gold Coast REALTORS

Payment estimate

$6,128

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $83,900 · Loan: $755,100

%
Principal & Interest
$4,639
Property tax (1.25%)
$874
Homeowners insurance
$300
Mortgage insurance
$315
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $29,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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