ActiveSingleFamilyResidence

1310 Hill Street

Oxnard, CA, 93033

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$775,000

MLS: V1-35706

Beds

4

Baths

2

Sq Ft

1,564

Lot

0.13 ac

Year Built

1951

MLS #

V1-35706

Days on Market

7

Listed

Apr 10, 2026

Description

This spacious single story home offers lots of possibilities for new owners. Amenities include a gated front yard, tankless water heater, solar panels and a large low maintenance backyard. Conveniently located near schools, parks shopping and the beach. Plenty of parking in the front, as well as in the alley access.

Location

Oxnard, Ventura County, CA 93033

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Listed by: Carolyn Triebold · Real Brokerage Technologies

Payment estimate

$5,683

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500

%
Principal & Interest
$4,286
Property tax (1.25%)
$807
Homeowners insurance
$300
Mortgage insurance
$291
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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