PendingSingleFamilyResidence

4632 C Street

Oxnard, CA, 93033

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$724,950

MLS: OC26069415

Beds

3

Baths

2

Sq Ft

1,790

Lot

0.13 ac

Year Built

1959

MLS #

OC26069415

Days on Market

13

Listed

Apr 3, 2026

Description

Single-story 3-bedroom, 2-bath home offering 1,790 sq ft on a 5,662 sq ft lot in an established South Oxnard neighborhood. The living room features dark LVP flooring and a corner brick fireplace with black hood. A second living or flex space opens to backyard views. Galley kitchen with granite counters, wood cabinetry, stainless gas range, built-in microwave, dishwasher, and refrigerator. Both baths have updated vanities and walk-in tile showers. Primary suite includes en-suite bath and slider access to the backyard. Covered pergola, brick patio, and fenced yard. Huge equity opportunity for first time buyers or long term investors! Walkable to Hueneme High, E.O. Green Middle, Blackstock Junior High, and Julien Hathaway Elementary. Minutes to Port Hueneme Pier and Oxnard's beaches. Strong rental demand in the corridor makes this a viable hold as well. Call your Realtor to schedule a tour and make an offer today.

Location

Oxnard, Ventura County, CA 93033

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Listed by: Jessica Nieto · eXp Realty of California Inc

Payment estimate

$5,336

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,495 · Loan: $652,455

%
Principal & Interest
$4,009
Property tax (1.25%)
$755
Homeowners insurance
$300
Mortgage insurance
$272
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,373 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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