13133 ANDY Street
Cerritos, CA, 90703
$1,099,000
Original list price: $1,250,000
MLS: RS26114762
Beds
4
Baths
2
Sq Ft
1,468
Lot
0.12 ac
Year Built
1971
MLS #
RS26114762
Days on Market
15
Listed
May 28, 2026
Description
Located within the highly sought-after boundaries of Blue Ribbon LEAL Elementary and top-ranked Whitney High School, this thoughtfully maintained home offers both comfort and convenience, with parks, grocery stores, cafes, and everyday essentials just a short walk away. Recent upgrades include a remodeled kitchen with center island, newer appliances, fresh interior paint, wood-look porcelain tile and laminate flooring, a brand-new HVAC system (2025), and new gas line with outdoor BBQ connection (2026). The oversized two-car garage includes a washer, dryer, extra refrigerator, and flexible space for future expansion. The home is filled with warmth and charm, from the blooming hibiscus and roses to the peaceful front sitting area and fruit-bearing pink guava tree. The backyard features a mature orchard producing apple, orange, mandarin, lime, jujube, banana, curry leaf, and lemongrass trees, plus a side herb garden. Situated in a friendly, close-knit neighborhood, this home offers a rare combination of thoughtful updates, inviting outdoor spaces, and lasting value. PRICE REDUCED! PRICE REDUCED! PRICE REDUCED!
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Ajit Dudheker · Enstone Investments Inc
Payment estimate
$8,122
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,265
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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