$1,050,000
MLS: WS26112762
Beds
3
Baths
2
Sq Ft
1,230
Lot
0.13 ac
Year Built
1968
MLS #
WS26112762
Days on Market
20
Listed
May 24, 2026
Description
LOCATION! LOCATION! LOCATION! In the heart of Cerritos — a beautifully maintained single-story home located on a quiet, tree-lined street in one of Los Angeles County’s most desirable communities. This charming residence features 3 spacious bedrooms, 2 bathrooms, and a bright, functional floor plan filled with natural light and comfortable living spaces. The inviting interior offers the perfect blend of warmth, convenience, and opportunity to personalize, making it ideal for families, first-time buyers, or savvy investors seeking long-term value in a prime location. Step outside to enjoy a private backyard featuring healthy avocado, pomegranate, guava, kumquat, and cherry trees, perfect for entertaining, relaxing, gardening, or creating your own outdoor retreat. Situated within the highly acclaimed ABC Unified School District and walking distance from Whitney High, Saddleback park, and Cerritos Park East. Conveniently access to Cerritos mall, shopping centers, restaurants, and Freeways 91 and 605. With strong neighborhood appeal, excellent schools, and pride of ownership throughout the area, 13157 Rose St presents a rare opportunity to own a home in one of Southern California’s most sought-after neighborhoods. ***OPEN HOUSE FOR PUBLIC on 6/13/2026 Saturday from 1pm to 4 pm.***
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Jungtzu Chang · IRN REALTY
Payment estimate
$7,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,985
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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