13138 Sutton
Cerritos, CA, 90703
$997,000
MLS: PW26070177
Beds
4
Baths
3
Sq Ft
2,160
Lot
0.11 ac
Year Built
1971
MLS #
PW26070177
Days on Market
2
Listed
Apr 1, 2026
Description
Bring your vision and tools—this classic single-family home in the heart of Cerritos is ready for a full transformation! Offering 4 bedrooms, 3 bathrooms, and approximately 2,160 square feet of living space on a generous 5,002 sq ft lot, this property provides an excellent canvas for renovation. Built decades ago and largely original, it’s a true TLC special waiting for the right investor, flipper, or homeowner who wants to create instant equity through updates. Imagine updating the kitchen and bathrooms with modern finishes, refreshing the interiors with new flooring, paint, and lighting, and enhancing the curb appeal with landscaping and exterior improvements. With solid bones and a spacious layout, the possibilities are endless—whether you’re aiming for a stylish family home or a high-value resale.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Richard Carlos · ROA California Inc
Payment estimate
$7,226
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,700 · Loan: $897,300
- Principal & Interest
- $5,513
- Property tax (1.25%)
- $1,039
- Homeowners insurance
- $300
- Mortgage insurance
- $374
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $34,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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